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What is Diminished Value? Diminished Value is the immediate loss of resale value a vehicle suffers in an accident. Even though the vehicle has been completely repaired, it has lost resale value due to the stigmas associated with the loss. In the state of Oregon, Diminished Value is paid by the at fault party’s (3rd party) insurance company, OR your own uninsured motorist policy, if the at fault party doesn’t have insurance or it is a hit and run. In Oregon, Diminished Value Oregon is determined using the date of loss, You have up to 6 years to file your claim, although you should file as quickly as possible in order to have actual market comparables to support your claim.

Diminished Value Auto Appraisal Claim Portland Oregon

How do I claim my Diminished Value in Oregon?

We make it easy as we’ve developed a process to ensure that you’re

 

Why Choose Diminished Value of Oregon?

  1. Not only are we local right here in Beaverton, but we’re also
  2. Licensed by the State of Oregon since April 2010 our appraiser, Ken Nix, has been authorized to valuate a vehicle’s Diminished Value in Oregon.. License # V34-075
  3. Uses real market comparables to determine diminished value.
  4. Supporting Documentation includes 3 different types of demand letters and our “Oregon Diminished Value Made Easy” guide with rebuttals to Insurance Company objections.
  5. One on one communication with a Licensed Oregon Auto Appraiser, not a staff member. (Ken does not give legal advice, but can provide legal information and negotiation coaching)
  6. Our 100% Moneyback Guarantee*
  7. Final Bill audit referencing damage such as unibody frame damage, structural damage, etc. Book values with historic and auction data, (not free generic book data)
  8. Vehicle History including prior damage search, title issues, auction history, and accident reports.
  9. Appraisals are color coded and all pertinent information is summarized on the first page.
  10. Local, with a Published Office Address. We’re easy to find, not hiding behind an email address or in North Carolina.
  11. Auto Appraiser with over 25 years of automotive experience, who is an internationally known automotive expert. Founder of 3 automotive clubs with over 60,000 members.
  12. Works only for Consumers. Very few Diminished Value “Experts” are actually consumer oriented. Most obtain the majority of their work from Insurance companies and have motive to develop extremely conservative methodology that will normally reflect 10-20% of what your actual loss value is.
  13. Is not engaged in any other automotive endeavors, such as car sales, auto part sales, auto body repair, or wholesale buying or selling. If your appraiser is engaged in other automotive business, your appraisal could be considered biased and/or disqualified in court.
  14. Negotiation coaching by a Master Negotiator with over 30 years experience in the art of negotiation or have a referred attorney negotiate your claim for you. (Oregon Accidents Only).
  15. We write hundreds of appraisals per year, yet we only had 7 arbitrations last year, and it is now August 2016 and we’ve only had 4 arbitrations this year. Unlike most DV appraisers, our appraiser actually testifies as an expert witness in arbitration or court. This enables quicker settlements as we’ve proved countless times our methodology is superior.

We’re local, right here in Beaverton, Oregon, Licensed by the state of Oregon, Others usually aren’t.

All Full Diminished Value Appraisals receive a 100% Money Back Guarantee*.

Before Accident - $28,000 Trade-In Value

You’re driving down Hwy 26 approaching the tunnel headed to a Blazer’s game, when suddenly the car ahead of your stops, but the car behind you doesn’t. BAM! You’ve just become the latest victim of Diminished Value. Diminished Value is the immediate depreciation of your vehicle’s value due to your vehicle retaining a stigma of being in an accident, even if it is physically returned to pre-loss condition.

After - $24,550 = $6,800 in Diminished Value

When compared to a vehicle with no prior accidents, over 50% of buyers aren’t even interested. Many new car dealers are paying thousands less for trade-in on these type of vehicles as they’re harder to sell due to their negative Carfax history.

  • USPAP Compliant Diminished Value Appraisal
  • Money Back Guarantee
  • Expert negotiation assistance and support
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100% Money Back Gurantee*


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Oregon Licensed Appraiser


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USPAP Compliant Appraisals

Diminished Value – The best kept secret in Oregon?

If you’ve been in an automobile accident in Oregon where the other party was at fault, you have diminishedvaluesecretsuffered Diminished Value. It’s not fair when you’ve done nothing wrong, and someone else damages your vehicle in an accident. Even though their insurance company may fix your car, you’ve still lost money. No one wants a car or truck that’s had prior damage and they won’t pay as much for a damaged vehicle compared to an undamaged vehicle. That’s what Diminished Value is all about.

Recently, the secret is out. National TV and Radio shows are talking about it, you’re hearing commercials on the radio, so why the sudden interest since Oregon has had case law supporting diminished value since the 1940s? It’s because of a new Oregon law, ORS. 20.080, which states that if you provide evidence (Diminished Value Appraisal) and send a demand letter, that the insurance company has 30 days to provide you with a BEST OFFER. If their offer is too low, and you prevail in court by 1 cent, they have to pay all costs including attorney fees. Just the attorney fees alone can be thousands more than the claim itself. Over 98% of our clients settle their claim without the use of an attorney.

Rule #1 Don’t Trust The Insurance Company

Insurance company representatives are trained to pay you the least amount possible! They’re not your friend, although they may assume that role. Since the secret is out, and they are paying more claims, they have developed new techniques to reduce paying you the money you’re owed. These tactics include:

  • Issuing you a check for a few hundred dollars for Diminished Value
  • Offering to pay for an appraiser “THEY” choose to appraise your diminution in value.
  • Claiming you have no claim at all. Simply denying you have a claim works 99% of the time.

These tactics are designed to prevent you from obtaining a fair and impartial appraisal. If you use their appraiser, you’ll normally receive a biased appraisal that is thousands less than you’re actually owed.

Rule #2: When in doubt, see rule #1.

Why Us?

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Money Back Guarantee

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Affordable Appraisal Cost - $149

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Average Claim : Over $4,800

While the average diminished value claim is over $4,800, the average payout is between 50 and 80% of the real loss of value. The insurance companies know what the real number is, even if their appraisers state that it is lower. That’s why 98% of the time, their initial offer is higher than their own appraiser’s offer. It’s all about which appraisal has the best evidence and credibility.

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